July 23, 2025 • By GlobalData

Here is a concise summary of the article: Real-time payments (RTPs) are revolutionizing the financial industry, offering speed, transparency, and lower operational costs. By 2028, RTPs are expected to account for 27.1% of all electronic payments globally, with 575.1 billion transactions. RTPs are becoming the standard for cross-border payments, enabling instant and secure transactions. They also improve liquidity management, reduce settlement friction, and cut costs. However, global adoption is uneven due to differing regulatory frameworks and data standards. The emergence of stablecoins and blockchain-based systems is complementary to RTPs, offering instant and transparent settlement across borders. Institutions that adopt hybrid models, combining RTPs and stablecoins, will gain an edge in compliance and customer experience. RTPs also support financial inclusion, empowering individuals in emerging markets to participate in the global financial system. The future of finance is being shaped by RTP innovation, with institutions that operate in real-time leading the way.

July 23, 2025 • By Editorial Team

United Arab Bank (UAB) has partnered with Lune, a UAE-based fintech company, to enhance its mobile banking experience. The partnership will leverage Lune's AI-driven transaction enrichment and financial data analytics solutions to deliver smarter, data-driven, and hyper-personalized customer journeys. UAB will use Lune's technology to transform raw transaction data into meaningful financial insights, empowering customers with enhanced transparency and informed decision-making. The solution will also drive intelligent digital engagement, including personalized recommendations and advanced financial planning features. The partnership reflects UAB's commitment to digital transformation and leveraging fintech collaboration to deliver superior customer experiences.

July 23, 2025 • By Editorial Team

The UK's Competition and Markets Authority (CMA) plans to take action against Apple to open up restrictions on fintechs offering digital wallets on iPhones. The CMA will designate Apple and Google with 'strategic market status', allowing it to address restrictions on functionality and boost competition. Specifically, the CMA will focus on interoperability to enable UK fintechs to bring innovative digital wallets to market. Apple had previously promised to open up its NFC chip technology to third-party providers, but the CMA wants to address broader issues, including the lack of competition between payment systems within wallets. The move aims to promote innovation and choice in the UK app economy, with the CMA's chief executive stating that the actions would enable UK app developers to remain at the forefront of global innovation while ensuring UK consumers receive a world-class experience.

July 23, 2025 • By Research and Markets

Here is a concise summary of the news article: The global wealth management software market is projected to grow from $7.5 billion in 2024 to $14.5 billion by 2030, at a CAGR of 11.7%. The market growth is driven by factors such as the rising global population of high-net-worth individuals, evolving client behaviors, technological progress, and financial industry trends. The report provides an in-depth analysis of market trends, drivers, and forecasts, and features 44 companies in the wealth management software market. Key drivers include the demand for personalized and scalable wealth management solutions, the need for digital tools to enhance compliance workflows, and the increasing availability of venture capital and strategic investments in fintech startups.

July 23, 2025 • By Editorial Team

Thredd, a global payments processor, has partnered with Inswitch, a provider of embedded finance technology, to enable international companies to expand into Latin America. The partnership combines Thredd's global issuing platform with Inswitch's local regulatory and operational infrastructure, allowing fintech innovators to launch services quickly and efficiently. This collaboration supports Thredd's growing network of regional partners and provides access to Inswitch's local expertise and value-added products.

July 23, 2025 • By Editorial Team

April, an embedded tax platform, has raised $38 million in a Series B funding round led by QED Investors. This brings the company's total funding to $78 million. The platform has achieved national e-file coverage and has processed hundreds of thousands of tax returns through its partners. April's infrastructure integrates federal and state filing into a single flow, reducing the median time to file to 22 minutes. The company is now focused on delivering connected tax software to enable Americans to forecast, optimize, and file their taxes within financial platforms. April has launched tools for paycheck withholding optimization and quarterly payments and is developing solutions for complex scenarios like capital gains and retirement planning. Partners embedding tax planning tools are seeing measurable impact, with some reporting increased take-home pay for clients. The funding round was led by QED Investors, with participation from Nyca Partners and Team8.

July 23, 2025 • By businessinsider.com

A recent graduate of Duke University's Master of Engineering in Fintech program, Christian Hollar, shared his experience. He stated that pursuing a master's in financial technology was one of the best decisions he ever made, citing the numerous opportunities available in the fintech career field.

July 23, 2025 • By businessinsider.com

Here is a concise summary of the news article in 8173 tokens or less: Fintech engineering is a growing field, offering high salaries and exciting work. Financial technology engineers are in high demand due to innovation in the finance industry. The career requires specialized education, but it can be a rewarding and challenging field. As the finance industry continues to evolve, the demand for skilled fintech engineers is expected to increase.

July 23, 2025 • By Sarah Sloat

Christian Hollar, a recent Duke University graduate, shares his experience pursuing a Master of Engineering in Financial Technology. He initially studied mechanical engineering and mathematics, then interned at NASA, Morgan Stanley, and a fintech startup. Hollar was drawn to fintech due to its potential for innovation, particularly with emerging technologies like large language models and blockchain. He believes that fintech engineers need to understand finance, computer science, mathematics, and artificial intelligence. Hollar is interested in blockchain and alpha generation, and his career decisions are guided by the question of where he can grow the most and stay ahead of the curve. He sees opportunities for personal growth and long-term relevance in AI, blockchain, and quantitative finance, and believes that innovation empowers individuals to create impact and move forward in their careers and society.

July 23, 2025 • By Sarah Sloat

Fintech engineers design, build, and maintain software for modern financial products, including payment systems, lending platforms, and cryptocurrencies. The role is in high demand, with the World Economic Forum projecting it to be the second fastest-growing job over the next five years. Fintech engineers typically have skills in programming languages, blockchain technologies, machine learning, and artificial intelligence. Those interested in the field can acquire skills through boot camps, degree programs, or backgrounds in mathematics, finance, economics, and computer science. The salary range for fintech engineers is estimated to be between $109,000 and $170,000 per year, with some salaries reaching up to $200,000. Experts recommend that fintech engineers have curiosity, technical chops, and empathy for users, and that they work with companies that allow experimentation and learning.

July 23, 2025 • By Akash Dutta, Siddharth Suvarna

PayPal has announced a new platform called PayPal World, which will enable cross-border transactions through digital wallets and local payment systems. The platform is being developed in partnership with National Payments Corporation of India (NPCI) International Payments Limited and other global payment systems. PayPal World will support online, in-store, and peer-to-peer transactions, and will initially focus on creating interoperability between PayPal and Venmo. The platform is expected to launch later this year and will use open commerce APIs and a cloud-native architecture to provide low-latency transactions. Users will be able to shop internationally online and in-store, and the platform will also support transactions via AI agents.

July 23, 2025 • By Conor Devitt

JPMorgan Chase is considering loaning against clients' Bitcoin and Ethereum holdings, according to the Financial Times. The bank would likely use a third-party platform to custody crypto assets in case of defaults. This move contrasts with CEO Jamie Dimon's past criticisms of crypto, although he recently stated that people have the right to trade Bitcoin. The development is part of JPMorgan's growing involvement in the crypto space, despite Dimon's personal reservations.

July 23, 2025 • By Subhasree Kar

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July 23, 2025 • By SNS Insider pvt ltd

Here is a concise summary of the news article: The global hedge fund market size was valued at $5.1 trillion in 2024 and is expected to reach $7.0 trillion by 2032, growing at a CAGR of 3.90%. The US hedge fund market is driven by institutional investor activity, AI-enabled trading platforms, and regulatory infrastructure. Offshore hedge funds dominated the market in 2024, while the Fund of Funds segment is expected to register the fastest CAGR. Long/short equity strategies dominated the market, while Global Macro strategies are growing the fastest. North America leads the market, but Asia-Pacific is registering the fastest CAGR due to rising wealth and fintech penetration. The market is expected to continue growing due to innovation in digital asset strategies and demand for diversified alpha generation.

July 23, 2025 • By 247wallst.com

Here is a concise summary of the news article: The article discusses the fintech industry, specifically comparing SoFi Technologies (NASDAQ:SOFI) and Block (NYSE:XYZ). SoFi has risen over 180% in the past year, leading the upward charge in the industry. The article suggests that while it may be tempting to invest in a less-heated name like Block, the author would rather buy a different fintech stock in July, although the specific stock is not mentioned in the provided text.

July 23, 2025 • By Avinash Nair

Here is a concise summary of the news article: HCL Technologies has proposed to set up a TechFin center in GIFT City, Gujarat, which will employ 1,500 people. The company joins 18 other fintech and techfin entities, including Infosys, Wipro, and Cognizant, that have already set up or proposed to build centers in the city. The International Financial Services Authority (IFSCA) has cleared applications from these entities, which will undertake activities such as digital banking, regulatory affairs, and risk management. The centers will serve global financial services clients and provide advanced digital solutions. GIFT City is becoming a hub for techfin companies, with world-class infrastructure and access to quality talent.

July 23, 2025 • By Avinash Nair

Here is a concise summary of the news article: HCL Technologies has proposed to set up a TechFin center in GIFT City, Gujarat, which will employ 1,500 people. The company joins 18 other fintech and techfin entities, including Infosys, Wipro, and Cognizant, that have already set up or proposed to build centers in the city. The center will undertake activities such as digital banking, regulatory affairs, and risk management, and will serve global financial services clients. This development is expected to further expand the ecosystem for export of financial technology services from India.

July 23, 2025 • By Editorial Team

Airwallex has obtained an Israel Payment License, a major milestone in its global growth. As one of the first international companies to receive this license, Airwallex can now offer its full fintech suite to Israeli businesses, including multi-currency accounts, cross-border payments, and embedded finance capabilities. This license enables Airwallex to provide local and international businesses in Israel with direct access to its global payment solutions, simplifying and accelerating international growth for Israeli companies. The license solidifies Airwallex's presence in the EMEA region, establishing Israel as a key hub for its operations, and allows the company to better support Israeli scale-ups and global enterprises. Airwallex plans to continue hiring in Israel and the Middle East in 2025, following a $300 million Series F funding round at a valuation of $6.2 billion.